January 29, 2012 - Divorced individuals may be entitled to their former spouse’s Social Security benefits. Entitlement to SSI benefits depends on several factors. Because divorce and SSI benefits are each complicated issues to sort through on their own, they become even more complex when they are intertwined. With 35 years experience as a New Jersey Divorce attorney, Richard C. Klein, Esquire, Chair of the Family Law Group of Becker Meisel, LLC understands just how complicated the question of entitlement to a former spouse’s Social Security Benefits can be.
Eligibility to Receive Ex-Spouse’s SSI Benefits
People who divorced years ago may be unaware of their eligibility to collect on the earnings history of a former spouse. As with married couples, your eligibility does not depend on whether or not you worked and paid into the system, but simply if your former spouse did. You can choose to accept your own Social Security benefits allotment based on your own earnings history, or 50% of your former spouse’s benefit, if it is greater. If your former spouse is deceased, you can claim 100% of your former spouse’s Social Security benefits. The fact that your former spouse remarried does not affect your rights to the benefits.
Restrictions on Former Spouse’s SSI Benefits
Some rules do apply in order to collect your former spouse’s Social Security benefits. Your marriage must have lasted 10 years or longer. You must be unmarried when applying for the benefits, or if you are currently married, you must have remarried after the age of 60. Even if you are under the full retirement age of 65 but your former spouse is 62 or older, you can collect a reduced benefit at age 62 based on your ex-spouse’s earning; however, there is a requirement that the divorce occurred at least two years before your applied for the benefits. At the age of 60, you can start receiving a reduced divorced widow benefit.
Contact an Experienced, Knowledge New Jersey Divorce Attorney
While this is only a brief discussion of one of many considerations that you must address when planning for your post-divorce future, it clearly illustrates just how complicated those considerations can be. Richard C. Klein is a well-respected New Jersey Divorce attorney handling all types of family law matters, including equitable distribution of asset and liabilities, alimony, child support and many other issues that come into play when planning your post-divorce financial well-being. Contact the law offices of Richard C. Klein, Esq. to discuss your rights to support and SSI benefits after your divorce. With offices throughout New Jersey, including Cherry Hill, Shrewsbury & Livingston, there is a convenient location for you to schedule an appointment with Mr. Klein or one of his experienced, knowledgeable New Jersey Divorce attorneys in the Becker Meisel Family Law Group.
